July 7, 2022

In accordance with our analysis, CARCHEX provides the most effective prolonged guarantee for automobiles over 100k miles.

Featured Prolonged Guarantee Firms

We reviewed each main guarantee firm for protection, affordability and extra. Listed below are our suggestions.

Our first alternative for complete protection.

CARCHEX

Business chief with one of many highest mileage limits of any prolonged guarantee supplier.

Protect My Car

Get prolonged guarantee protection or a upkeep plan to your car.

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In case you’re trying to lengthen the safety you bought along with your producer’s guarantee past the 100,000-mile mark, an prolonged guarantee plan could also be simply what you’re searching for. A number of third-party guarantee corporations provide prolonged guarantee protection for high-mileage autos. Our consultants needed to see which of those suppliers supplied the most effective prolonged guarantee for automobiles over 100k miles, so we took a deep dive into firm insurance policies, charges, evaluations and even the superb print. 

Right here’s a take a look at what our staff thinks are the finest prolonged automobile guarantee corporations in addition to details about taking good care of your high-mileage automobile.  

Table of Contents

Greatest Prolonged Guarantee for Vehicles With Over 100K Miles

The very best prolonged guarantee for a automobile with over 100K miles might not be the identical for each driver. Each supplier provides totally different lengths and ranges of protection for high-mileage autos. We took a detailed take a look at a few of our top-rated prolonged auto guarantee corporations to determine which provides the most effective protection choices for older automobiles. Amongst our top-rated suppliers, we discovered a number of corporations that lined autos nicely past 100K miles.

Excessive Mileage Automotive Guarantee Firm: Rankings

Prolonged automobile guarantee suppliers sometimes have a mileage restrict wherein they are going to not cowl your car. The desk beneath compares the mileage restrict of a number of standard suppliers. Whereas many suppliers cowl a car past 100,000 miles, however CARCHEX, Endurance and CarShield are excessive mileage automobile guarantee corporations with the best mileage limits, every of which extends protection nicely past 100k miles.

Greatest Prolonged Guarantee For Excessive Mileage Vehicles: Comparability

Prolonged Warranties for Vehicles Over 100k Miles Our Evaluate Rating Variety of Protection Ranges Highest Protection Restrict
1. CARCHEX 9.4 / 10.0 5 250,000 miles
2. Endurance 9.6 / 10.0 6 250,000+ miles
3. CarShield 9.0 / 10.0 6 300,000 miles

Greatest Excessive Mileage Automotive Guarantee

Prolonged warranties for automobiles over 100k miles are the most effective excessive mileage care warranties. Under are descriptions of the protection, plans, value, and claims supplied by our high pics for prolonged car warranties for automobiles over 100,000 miles:

CARCHEX: Greatest for Excessive-Mileage Vehicles

CARCHEX provides prolonged guarantee plans which might be tailor-made towards autos with over 100,000 miles. We’ve rated the corporate the highest prolonged guarantee supplier on this class. The corporate stands out for providing extremely customizable plans that may cowl almost any restore.

CARCHEX has 5 prolonged guarantee plans that may be modified to suit your wants. CARCHEX provides protection for autos with as much as 250,000 miles. For automobiles with over 100k miles, chances are you’ll be finest off by selecting a lower-tier plan that primarily covers the most costly repairs.

With a CARCHEX prolonged guarantee, you’ll have the ability to select from a community with over 30,000 licensed restore services. Since CARCHEX pays restore bills on to the store, you gained’t be anticipated to pay out of pocket within the occasion of a breakdown.

CARCHEX plans have a 30-day money-back assure, so down funds gained’t be required. Moreover, CARCHEX is partnered with a number of top-rated insurance coverage directors who compete for your corporation, which means you’ll get the most effective protection and worth doable.

Business chief with one of many highest mileage limits of any prolonged guarantee supplier.


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CARCHEX prolonged warranties can be found for all new and used autos, together with excessive mileage automobiles and hybrids.

  • Titanium: It is a bumper to bumper plan with only a few exclusions that covers all components in your car for as much as 10 years.
  • Platinum: The CARCHEX platinum plan is the second-highest protection tier supplied by the supplier that lasts from 5-10 years. This complete inclusionary contract has tons of of lined elements. As a result of degree of protection supplied on this plan, all not each car could also be eligible.
  • Gold: The CARCHEX Gold plan covers all of a car’s main programs for as much as 5-10 years. CARCHEX gold is a superb possibility for automobiles with over 60k miles with manufacturing facility warranties which have expired. This extraordinarily customizeable plan is taken into account to have the most effective
  • Silver: CARCHEX Silver plans cowl a autos main programs for 6-7 years. This contains the powertrain, electrical and gas programs, and the A/C. This protects autos from widespread repairs which might be typically wanted by automobiles with over 100k miles.
  • Bronze: Probably the most fundamental plan supplied by the supplier, CARCHEX Bronze is a superb match for automobiles with over 100k miles. This plan gives protection for 5-6 years and protects autos from the most typical and costly breakdowns and powertrain elements, together with the engine, drivetrain, drive axle, and transmission.

Advantages that include CARCHEX prolonged warranties embody journey interruption companies, 24/7 roadside help, towing, and rental automobile reimbursement. CARCHEX clients can select between 30,000 restore retailers nationwide. As a result of CARCHEX pays claims on to the ability, you gained’t have to attend too lengthy to be reimbursed.

CARCHEX has 1000’s of optimistic on-line evaluations and business endorsements. The price of a CARCHEX prolonged guarantee for a car with over 100k miles is determined by varied elements like your car’s make, mannequin, age, and mileage.

Our assessment staff rated CARCHEX your best option for older autos because of the following:

  1. Notable business partnerships: CARCHEX companions with many main gamers within the business, together with Edmunds.com, Kelley Blue E-book, and CARFAX.
  2. A+ score and accreditation from the Higher Enterprise Bureau (BBB): CARCHEX’s sturdy BBB score and accreditation demonstrates management within the prolonged guarantee business.
  3. Nationwide media recognition: CARCHEX has been featured by nationwide media shops equivalent to PBS, Fox Information, CBS, and NBC as an professional in shopper automotive safety.
  4. Lengthy contract phrasesAt 250,000 miles, CARCHEX provides the longest protection phrases amongst any high supplier now we have reviewed.
  • Educated customer support

  • Massive community of approved restore services

  • Many business endorsements and partnerships

  • No-Haggle, Low-Worth, On a regular basis Assure™

  • Restricted protection for luxurious autos

  • Exclusionary protection not as complete as different warranties

  • Further costs for hybrid/electrical autos

Learn our full CARCHEX assessment to be taught extra about why we selected the supplier as the most effective prolonged guarantee for automobiles over 100K miles.

Endurance: Greatest Supplier

Endurance is an effective possibility as a result of it focuses on serving drivers of high-mileage autos. The supplier can insure autos with as much as 200,000 miles.

As a direct prolonged guarantee supplier, Endurance administers the warranties it sells as an alternative of appearing as a intermediary. This is likely one of the causes Endurance is considered having among the finest customer support within the business.

The entire 6 ranges of protection supplied by Endurance can final over 200,000 miles, making this supplier one of many high excessive mileage suppliers available in the market.

  • Supreme: Bumper to bumper safety much like a brand new automobile guarantee.
  • Superior: A complete exclusionary plan that covers tons of of necessary components.
  • Safe Plus: With a shorter ready interval than most plans, Endurance safe plus gives fast protection for components just like the brakes, electrical system, and steering.
  • Safe: An reasonably priced plan that covers crucial components to your automobiles efficiency at an reasonably priced worth.
  • Choose Premier: That is probably the most fundamental excessive mileage prolonged guarantee supplied by Endurance, masking probably the most fundamental elements wanted for a car to run.
  • Endurance Benefit: That is Endurance’s model of mechanical breakdown insurance coverage. Endurance benefit additionally covers upkeep bills like engine diagnostics and oil adjustments.

With Endurance, clients obtain further advantages like rental automobile protection, journey interruption advantages, and roadside help for all the guarantee interval. Each Endurance plan additionally comes with a free yr of Elite Advantages, which incorporates tire repairs, key fob replacements, collision deductibles, and several other different advantages.

One unfavourable factor about Endurance is the 60-day ready interval you should adhere to previous to submitting a declare. The Endurance safe plus plan is an exception to this rule. Moreover this minor problem, most individuals searching for the most effective prolonged automobile guarantee for automobiles over 100k miles will discover Endurance to be a top-notch supplier.

Endurance was named No. 1 available in the market by our assessment staff and carries these notable accolades:

  1. 2019 Stevie Award – Nice Employer: Endurance was acknowledged as a Nice Employer on the 2019 Stevie Awards for its “spectacular set of worker advantages and actions.”
  2. 2019 Inc. 5000 Firm: Inc. journal listed Endurance in its 2019 annual Inc. 5000, a rating of the USA’ 5000 fastest-growing non-public corporations. 
  3. Partnership with Andretti MotorSports: Endurance was introduced as the first sponsor of Jarett Andretti’s McLaren within the Pirelli GT4 Americas Dash Class for the 2020 season. Andretti MotorSports is likely one of the most profitable auto racing corporations on the planet, so this partnership is spectacular.

Past its status, Endurance provides complete protection and advantages, in addition to aggressive pricing. The Endurance Elite Advantages is included free for the primary yr and contains perks like tire repairs and replacements, key fob replacements, and identification theft safety. These may be beneficial for automobiles over 100K miles.

If you wish to be taught extra about this supplier, learn our in-depth Endurance guarantee assessment.

CarShield: Most Reasonably priced

CarShield is trusted by over one million drivers as a result of it’s recognized for offering dependable protection at an reasonably priced worth. Most significantly, CarShield provides plans for autos with as much as 300,000 miles. CarShield can also be extremely clear about its pricing, and it even shows pattern contracts on its web site.

Our analysis reveals that CarShield has among the lowest guarantee charges out there.


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CarShield has 6 prolonged guarantee protection plans:

  • Diamond: CarShield diamond is a bumper to bumper guarantee much like a manufacturing facility restricted guarantee. CarShield Diamond gives exclusionary protection, which means each element on the car is roofed besides these which might be particularly listed.
  • Platinum: The CarShield Platinum plan is the corporate’s complete inclusionary guarantee, which incorporates tons of of lined elements. CarShield platinum covers most of the engine’s most necessary components, together with the engine, transmission, electrical system, steering, cooling system, air con, and braking system.
  • Gold: CarShield gold is CarShield’s powertrain plus plan. This plan gives safety to your car’s engine, transmission, water pump, alternator a/c, starter, and extra.
  • Silver: CarShield Silver is probably the most fundamental powertrain prolonged guarantee that covers all of the engine’s lubricated components, water pump, drive axle, and transmission.
  • Aluminum: The CarShield Aluminum plan is finest suited to luxurious automobiles and autos with complicated electronics. This contains energy seats, voice activation, sensors, guages, GPS, sensors, and extra.
  • Specialty Plan: This plan is a specialised plan that covers bikes and ATVs.

Maybe the most effective characteristic of CarShield plans is the choice to decide on month-to-month fee plans. With this plan, clients can cancel on the finish of the month earlier than the fee time period renews.

CarShield stands out as a sensible choice for an prolonged guarantee for automobiles over 100K miles for the next causes:

  1. Customizable pricing: Plans with low deductibles or no deductible can be found.
  2. Broad restore store community: Clients can use any ASE-certified mechanic to get auto repairs.
  3. Historical past within the industry: Not like some rivals, CarShield has been in enterprise for nearly 20 years. This reveals our researchers that it’s a well-run guarantee firm that will probably be there once you want it.

Our CarShield assessment provides a extra detailed description of protection.

Defend My Automotive: Honorable Point out

Defend My Automotive provides a limiteless mileage plan that may cowl the complete value of repairs for the rest of a car’s helpful life. This plan covers autos for as much as 300,000 miles. Defend My Automotive additionally stands out for being a direct guarantee supplier that can provide its clients genuine OEM components.

Our analysis reveals that CarShield has among the lowest guarantee charges out there.


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  • Wonderful claims servicing

  • Fast customer support

  • Plans particularly for California clients

  • Protection as much as 150,000 miles

Excessive Mileage Automotive Guarantee

It may be troublesome to get a automobile guarantee for automobiles which have excessive mileage, however not not possible. Whereas we reviewed the most effective prolonged guarantee for automobiles over 100k miles, among the used automobile guarantee corporations we talked about above provide automobile warranties for automobiles with way over 100,000 miles. Since prolonged guarantee eligibility durations are often based mostly on each age and mileage, there are numerous excessive mileage warranties for autos which might be older as nicely.

Excessive Mileage Guarantee Firms

Car Guarantee Over 200k Miles

The Endurance benefit plan is the best tier of protection supplied by the Greatest Total supplier from our evaluations and covers autos over 200k miles. CARCHEX, who we’ve rated as Greatest For Used Vehicles, provides warranties for automobiles with as much as 250k miles.

Automotive Guarantee Over 150,000 Miles

CarShield provides and reasonably priced prolonged guarantee over 150k miles, with a protection restrict ranging as excessive as 300,000 miles. Moreover, autopom! provides an prolonged automobile guarantee for automobiles over 150k miles. Whereas each of those automobile warranties aren’t rated fairly as excessive as prolonged warranties from our high two suppliers, that provide protection choices that could be the most effective match for some car homeowners.

Limitless Mileage Prolonged Guarantee

Although they aren’t a pure conventional guarantee, Defend My Automotive’s Ambassador Plans are a hybrid between an prolonged automobile guarantee and a car upkeep plan that can cowl any car, no matter age or odometer readings. Together with reductions for advantages like oil adjustments, tire repairs, and roadside help, Defend My Automotive Ambassador plans include a deductible that kicks in at round 50% of lined repairs. These limitless mile prolonged warranties present protection for between 25 and 75 p.c of widespread repairs.

Featured Prolonged Guarantee Firms

We reviewed each main guarantee firm for protection, affordability and extra. Listed below are our suggestions.

Endurance

Our first alternative for complete protection.

CARCHEX

Business chief with one of many highest mileage limits of any prolonged guarantee supplier.

Protect My Car

Get prolonged guarantee protection or a upkeep plan to your car.

Prolonged Warranties For Vehicles Over 100k Miles Price

The common prolonged automobile guarantee for used autos ranges from $350-$700 per yr. Each automobile and coverage is totally different as age and mileage are large elements in figuring out prolonged automobile guarantee value. Typically, automobiles with increased age and miles have increased costs. That stated, there are numerous suppliers who provide very reasonably priced powertrain plans which might be very reasonably priced for automobiles with over 100k miles.

Is an Prolonged Guarantee for a Automotive With Over 100K Miles Price It?

Whether or not or not an prolonged guarantee is value it for you and your car is determined by your particular person scenario and your private targets. In case you can’t afford pricey repairs and also you wish to preserve your car for not less than a pair extra years, then an prolonged guarantee may be value the associated fee. 

Alternatively, when you can afford costly restore prices out of pocket and plan to buy a unique car within the close to future, an prolonged guarantee might be not value the associated fee. 

However for a lot of, the primary advantage of a car service contract is solely peace of thoughts. With reasonably priced fee plans, you may remove the nervousness of worrying about methods to pay for the following massive, costly automobile restore.

Vehicles Over 100,000 Miles

When you’ve got one of many autos that Forbes named as most probably to go not less than 200,000 miles, chances are you’ll think about searching for an prolonged automobile guarantee for automobiles over 100K miles.

The examine outcomes validate what now we have recognized for a while. Automakers are making more and more reliable autos …

Dave Sargent, vp of world automotive at J.D. Energy

  • #1 Toyota Land Cruiser
  • #2 Toyota Sequoia
  • #3 Ford Expedition
  • #4 Chevrolet Suburban
  • #5 Toyota Highlander Hybrid
  • #6 Chevrolet Tahoe
  • #7 GMC Yukon XL
  • #8 Toyota 4Runner
  • #9 GMC Yukon
  • #10 Honda Ridgeline
  • #11 Toyota Tundra
  • #12 Honda Odyssey
  • #13 Toyota Avalon
  • #14 Lincoln Navigator
  • #15 Toyota Tacoma

(Take a more in-depth take a look at Toyota prolonged guarantee choices)

Is 100k Miles a Lot for a Automotive?

For homeowners that wish to preserve their car, one other consideration is whether or not you personal a car that may be very more likely to run for greater than 100,000 miles. Thankfully, many autos are lasting longer as auto manufacturing know-how has improved. The J.D. Energy 2021 U.S. Car Reliable ExamineSM begins by mentioning car dependability is at an all-time excessive.

Frequent Issues for Excessive-Mileage Automobiles

Sadly, automobiles which have over 100,000 miles are weak to a wide range of pricey points. Listed below are three widespread points automobile homeowners expertise with high-mileage autos and their respective prices.

  1. Transmission failure: As a automobile’s transmission will get older, it’s extra more likely to fail. When this occurs, an costly restore is required. For instance, the common value of a transmission alternative can vary anyplace from $1,800 to $3,400.
  2. Suspension failure: A suspension is what retains your car driving easily. A suspension is made up of a number of totally different components, and if one among these components fails, it may be very costly to interchange. A brand new suspension can value between $1,000 and $5,000 or extra, relying on the kind of suspension system.
  3. Camshaft failure: A camshaft controls how an engine takes in air. Over time, a camshaft can break if it will get overly stuffed with dust and particles. When this occurs, the alternative value may be between $1,500 and $3,000.

Featured Prolonged Guarantee Firms

We reviewed each main guarantee firm for protection, affordability and extra. Listed below are our suggestions.

Endurance

Our first alternative for complete protection.

CARCHEX

Business chief with one of many highest mileage limits of any prolonged guarantee supplier.

Protect My Car

Get prolonged guarantee protection or a upkeep plan to your car.

Prolonged Guarantee For Older Vehicles

These driving older or basic automobiles have at all times puzzled if they will get an prolonged guarantee for his or her autos. It is because these automobiles not function like earlier than, and their homeowners are most likely counting days till one thing flawed emerges.

On this case, automobile homeowners will inevitably pay for surprising repairs out of pocket because the manufacturing facility guarantee may need expired. Not like previously, the place prolonged warranties solely lined newer automobiles, older automobile homeowners can get a basic automobile guarantee protection with the suppliers above, even in circumstances the place autos have nicely over 100k miles.

Automotive homeowners, particularly these driving older automobiles, most likely know that as these autos cowl increasingly more mileage, the danger of breaking down will increase. Within the case of an older automobile, an prolonged guarantee can go a good distance when the car in query breaks down. It covers all of the mechanical restore payments, providing you with some peace of thoughts as you drive the automobile. Nevertheless, one ought to notice that an prolonged guarantee for older autos doesn’t work in the identical method as insurance coverage since insurance coverage solely covers the car in an auto accident.

Used Automotive Guarantee For Vehicles Over 10 Years Outdated

A car’s age can closely issue into your car’s eligibility for an prolonged automobile guarantee, typically even than excessive mileage. For instance, in case you have a automobile that’s 10 years previous and has 180,000 miles, it wouldn’t be eligible for an prolonged automobile guarantee from most suppliers in the marketplace. Of the prolonged guarantee corporations we reviewed, CARCHEX does provide a used automobile guarantee for automobiles over 10 years previous.

Basic Automotive Guarantee

Whereas basic automobile guarantee protection may be troublesome to return by, it’s not not possible. Firms like Freedom Guarantee provide basic automobile warranties for autos which might be 10-20 years previous. One main distinction between basic automobile warranties and normal prolonged warranties is that the protection durations for traditional automobile warranties are sometimes a lot shorter.

Why Have An Prolonged Guarantee For Older Vehicles?

Although the age of a car doesn’t actually outline how steadily it experiences issues, older automobiles have the next chance of breaking down extra typically. These driving older automobiles ought to think about getting prolonged warranties for surprising circumstances to keep away from paying payments from their very own pockets. Nevertheless, all autos want prolonged coverages since even new automobiles can expertise challenges, so it’s higher to be secure than sorry.

Mechanical Breakdown Insurance coverage For Excessive Mileage Vehicles

The Endurance Benefit plan is a type of mechanical breakdown insurance coverage that covers autos as much as 20 years previous. Endurance’s mechanical breakdown insurance coverage is exclusive as a result of, together with mechanical breakdown insurance coverage, it comes with upkeep advantages that cowl manufacturer-recommended service intervals, tire rotations, oil and filter adjustments, brake pad replacements, cooling system upkeep, batteries, and wiper blades.

Auto Restore Insurance coverage For Older Vehicles

Automotive restore insurance coverage, which is usually referred to as mechanical breakdown insurance coverage, covers the price of repairing a car’s mechanical points after a guaranty has expired. You will get breakdown insurance coverage for older automobiles from auto insurance coverage corporations like Allstate and Geico. Whereas auto restore insurance coverage for older automobiles could also be cheaper than an prolonged guarantee, the protection isn’t at all times as expansive.

Prolonged Guarantee Over 100,000 Miles: Conclusion

Our assessment staff has discovered that CARCHEX, Endurance and CarShield are all good locations to search out an prolonged guarantee for automobiles over 100K miles. To be able to decide between these corporations, we suggest that you simply get a number of free quotes and pattern contracts to match prices and protection plans. Something out of your car to your metropolis can influence the price of an prolonged automobile guarantee. The one option to discover the best-priced possibility for you is to match plans for your self.

Featured Prolonged Guarantee Firms

We reviewed each main guarantee firm for protection, affordability and extra. Listed below are our suggestions.

Endurance

Our first alternative for complete protection.

CARCHEX

Business chief with one of many highest mileage limits of any prolonged guarantee supplier.

Protect My Car

Get prolonged guarantee protection or a upkeep plan to your car.

Automotive Guarantee After 100,000 Miles: FAQ

The size of the guarantee varies by producer, however many provide bumper-to-bumper warranties for three years or 36,000 miles, whichever comes first. Powertrain warranties could final for as much as 60 months or 60,000 miles.

How lengthy are prolonged warranties for automobiles?

Producer prolonged automobile warranties lengthen the true manufacturing facility guarantee. For instance, an automaker could provide safety that extends protection from 3 years/36,000 miles to five years/60,000 miles.

What does a 100k miles guarantee cowl?

The Hyundai and Kia manufacturing facility warranties provide 100,000-mile powertrain protection as a part of a brand new automobile buy. These warranties cowl the price of repairs for the engine, gas pump, gaskets, and different components listed within the producer’s guarantee. 

Are you able to get a guaranty on a automobile with 150K miles?

Our analysis staff discovered that CARCHEX, Endurance and CarShield all provide guarantee plans for automobiles over 150,000 miles. Take into account that the older automobiles could not qualify for extra complete protection plans.   

What occurs when a automobile reaches most mileage?

Most autos are thought of to be within the high-mileage vary at round 100,000 miles. That stated, many fashionable automobiles lest nicely previous the 100,000-mile mark. 

What’s numerous miles on a automobile? 

Most autos are thought of to be within the high-mileage vary at round 100,000 miles. That stated, many fashionable automobiles lest nicely previous the 100,000-mile mark. 

What’s Defend My Automotive’s customer support quantity? 

Defend My Automotive clients can attain service representatives both on-line or by calling (888)-964-6754.

What’s CarShield’s mileage restrict? 

Vehicles underneath 300,000 miles are eligible for CarShield’s car safety plans. In comparison with different high suppliers, the one third-party guarantee firm that gives longer safety is CARCHEX. 

How lengthy do car service contracts final?

Car service contracts, which perform like and are sometimes referred to as prolonged warranties, lengthen the 3-year/36k mile guarantee to nicely past 6-8 years and 100k miles, addressing the truth that autos have extra potential for repairs as they age.

Methodology

The Detroit Bureau collects knowledge from each main automobile guarantee supplier to formulate rankings of the most effective guarantee corporations. Our in-depth score system takes into consideration protection, pricing, transparency, buyer satisfaction and rankings from business consultants. Every supplier is given a weighted rating in 5 classes, in addition to an general rating out of 10.0.

We suggest auto guarantee corporations based mostly on these rankings, however we additionally encourage you to carry out your personal analysis and examine quotes to search out the most effective protection.

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